Attention homeowners in Columbia and Richland County: Get an Appraisal today!
Here are the top 7 reasons South Carolina homeowners need Premier Real Estate Services, LLC:
At Premier Real Estate Services, LLC, we understand the particular needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Premier Real Estate Services, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.
Challenging a property tax assessmentIf you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Premier Real Estate Services, LLC is your #1 weapon when contesting your property tax assessment.
Need to remove PMI?A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping folks just like you do away with unneeded and unwanted PMI insurance.
HELOC recently frozen?If your home is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Premier Real Estate Services, LLC can help you reinstate your home equity line of credit with an expert appraisal.
We Also Offer Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.